Fraud Prevention  ·  Fraud Education

Don't get
scammed.
Get bulletproof.

Scammers count on you being alone and unprepared. We're here to make sure you never are — real people, real answers, always on your side.

No Overseas Call Centers
24/7
Always on — Always ready
1-800-504-5451
Before sending money —
Verifi
The scope of the problem

Scams have never been
harder to recognize.

Fraudsters today don't look like criminals. They sound like your bank, your grandchild, a government agent, or your boss. They use real names, real logos, and real phone numbers — and they rehearse. Most people who get scammed never saw it coming.

The uncomfortable truth is that awareness alone isn't enough. Scam tactics evolve faster than public education campaigns can keep up. By the time most people learn about a specific scheme, fraudsters have already moved on to a newer, more convincing version.

See how we help ↓
  • Most victims encounter a scam for the very first time — however, we've seen it hundreds of times
  • Scammers operate in sophisticated and highly organized networks — you or your loved ones shouldn't have to face them alone
  • We are continuously tracking emerging scams — so you or your loved ones are warned before these swindles wreak havoc.
  • Simple 5-minute monthly training exercises expose you or your loved ones to real scam tactics — safely, before fraudsters do
  • When we detect a rapidly spreading scam, we don't wait — emergency training goes out immediately to get ahead of the damage
  • Your trusted, plain-English second opinion — suspicious email? Forward it to us. Suspicious text? Text it to us. If that's too much, just snap a photo and send us the image. No tech skills needed. We'll take it from there.
  • Already been targeted? Don't go it alone. We'll walk you through exactly what to do next — calmly, clearly, and without judgment.
$12.5B
Lost to fraud in the U.S. in 2024 alone
1 in 3
Americans targeted by a scam attempt each year
96%
Of scam victims said they didn't realize it was a scam until it was too late
70%
Of losses are never recovered after a fraud incident
Sources: FTC Consumer Sentinel Network · FBI IC3 2024 Report
"

My broker called and said my crypto wallet had been hacked — but they caught it in time. All I had to do was move my funds into a new tamper proof wallet, while they investigated how my old wallet was compromised. It sounded so official. So urgent. So legitimate. I thought I was smarter than that. I have a college degree. I worked in finance for 20 years. And they still got me for $18,000.

— Scam victim, age 61, Ohio
"

We wired our entire down payment — $314,000 — to what we thought was our escrow company. Same name, same logo, even the same agent's name in the email. It wasn't them. We lost everything we had saved for 11 years. We never got a dollar back.

— First-time homebuyer, age 38, Texas
"

I was so excited — it seemed like the perfect job. I passed the Zoom job interview, I did the online training, got the benefit package emailed to me, and I signed the paperwork. Everything about the entire process felt real. Then they said direct deposit required my checking account details to get paid. Within days, $10,400 was gone. There was no job. There never was.

— Job seeker, age 29, Florida

Pick the plan that fits your situation

Individual Plan
For those with streamlined needs
$19/mo
  • Monthly scam awareness training
  • Real-time trending scam alerts
  • Emergency training on rapidly spreading scams
  • 24/7 U.S.-based phone support
  • Scam verification hotline — 1-800-504-5451
Join Today
Cancel anytime. No contracts.
Investor Plan
For those with stocks, crypto, or retirement accounts
$39/mo
  • Everything in Basic
  • Investment-focused scam training
  • Crypto & wire fraud protection guidance
  • Broker & platform impersonation alerts
  • Priority access to fraud specialists
  • Portfolio protection consultation
Join Today
Cancel anytime. No contracts.
Questions? Call or Text us 24/7
1-800-504-5451
This number accepts texts — we respond quickly
We're in the business of protecting people — not trapping them. Cancel anytime, no questions asked.
Know the signs
STOP
Running out of time — act now before it's too late
Creating panic is a scammer's most powerful weapon. If someone is demanding you act this second or it's over, that's the trap. Slow down — legitimate situations always allow time to verify.
STOP
Authority — pretending to be important
Scammers impersonate the IRS, Social Security, banks, or law enforcement to intimidate you into compliance. Real agencies don't demand immediate action over the phone.
STOP
Too good to be true
Unexpected prizes, windfalls, or incredible offers are almost always designed to deceive. This includes fake job offers that conveniently "value your unique skills" — if a stranger is unusually impressed by you before ever meeting you, be skeptical.
STOP
Unusual payments
Are you being asked to pay using a wire transfer, cryptocurrency, gift cards or Venmo? It's not legitimate. An IRS levy, an electric bill, a pending lawsuit — none of them get settled with an Apple gift card. If someone is asking you to pay that way, you're being scammed. Full stop.
STOP
Bonus Sign to Watch For
Secrecy — "Don't tell anyone about this"
If someone instructs you to keep a transaction or conversation secret — especially from your bank teller, spouse, family member, or financial advisor — that instruction exists for only one reason: to cut you off from anyone who might stop you. Scammers know that a second opinion is their biggest enemy.
The moment someone says "don't tell your bank," tell your bank!

The simple steps to stay protected

Learn the warning signs
We train you to recognize scams through exercises that build real world familiarity with the tactics con artists use most. Once you've seen the patterns, you'll spot the common threads — no matter how the scam is dressed up.
Slow down and breathe
Humans have two modes of thinking:

System 1 — quick, instinctive danger avoidance
System 2 — slow, methodical, and rational

Scammers are experts at forcing you into System 1. Whenever you feel yourself being pushed into panic mode, stop and ask: why am I being pushed in this direction? That one question alone can save you.
Choose your field of battle
Don't fight on their terrain. Scammers control every link, every number, every bit of information they send you. Always move the action to ground you control — printed phone numbers on your credit cards and utility bills, legitimate official websites.
Recruit your own guard dogs
In a world of people who are earning an honest living, day in day out, there is an undercurrent of con artists who refuse to do the same — who reject the rules the rest of us live by. They count on you being unprepared. We invite you to join us in turning the tables on their charade. 123Verifi.com is in your corner, 24/7.
123Verifi.com
Fraud? Not Today.
Ready to protect yourself, your loved ones, or your organization? Join us today — put our ever-vigilant 24/7 U.S. based support network in your corner.
Armor Up — Join Today 1-800-504-5451
Who we are

Protecting people
from fraud & scams

123Verifi.com was founded with one purpose: to give everyday people and organizations the tools and knowledge they need to stay safe in an increasingly complex fraud landscape.

Our Mission

Fraud costs Americans billions of dollars every year — and the emotional toll is even greater. At 123Verifi.com, we believe that education, awareness, and fast access to expert support can stop most scams before they succeed.

We work with individuals, families, and businesses to build fraud awareness, respond quickly to suspicious activity, and recover with confidence after an incident.

Our U.S.-based team is available around the clock, because scammers don't keep office hours — and neither do we.

Transparency
We explain everything clearly — no jargon, no confusion. You always know exactly what's happening and why.
Speed
Fraud moves fast. Our 24/7 support means you get help the moment you need it, not the next business day.
Empowerment
We don't just solve the immediate problem — we equip you with the knowledge to prevent the next one.
Integrity
We never upsell or alarm unnecessarily. Our only goal is your genuine protection and peace of mind.
JK

John Kurek

CEO · 123Verifi.com

John has spent years at the front lines of fraud prevention, working with individuals and organizations to identify vulnerabilities, respond to threats, and build lasting protection strategies. His hands-on approach and commitment to education are at the heart of everything 123Verifi.com does.

Ready to work with us?
Ready to protect yourself, your loved ones, or your organization? We're here 24/7.
Armor Up — Join Today 1-800-504-5451
What we offer

Services built to
stop fraud cold

From awareness training to real-time incident support, 123Verifi.com has you covered at every step of the fraud prevention journey.

Fraud Awareness Training
Interactive sessions that teach individuals and teams to identify scam tactics, phishing attempts, and social engineering in real time.
Learn more →
24/7 Incident Support
When something suspicious happens, our U.S.-based team is available around the clock to assess, advise, and help you take the right action fast.
Learn more →
Verification Consulting
Not sure if a call, email or offer is legitimate? We verify it for you — quickly, confidentially, and with expert analysis.
Learn more →
Business Protection Plans
Comprehensive fraud prevention programs designed for small and medium businesses, including staff training and ongoing monitoring support.
Learn more →
Scam Recovery Guidance
If you've already been targeted, we help you understand your options, report through the right channels, and minimize further damage.
Learn more →
Community Education
Workshops, presentations, and resources for community groups, senior centers, and civic organizations who want to protect their members.
Learn more →
Scam Awareness Resources

Stay one step ahead

Phishing
How to spot a phishing email before it's too late

Phishing emails are getting more sophisticated every year. Here's what to look for — and what to do if you think you've received one.

Read article →
Phone Scams
The 5 most common phone scams targeting seniors in 2026

Older adults are disproportionately targeted by phone scammers. Learn the most common scripts and how to shut them down.

Read article →
Business Fraud
CEO impersonation fraud is on the rise — is your business protected?

Fraudsters are impersonating executives to trick employees into wire transfers. Here's how to protect your organization today.

Read article →
Not sure which service is right for you?
We'll find the best solution for your situation.
Armor Up — Join Today 1-800-504-5451

Let's talk
fraud prevention

Whether you've encountered something suspicious, want to protect your business, or just have questions — we're here to help 24/7.

Phone 1-800-504-5451
Availability 24/7 U.S. Based Support
Direct Contact John Kurek, CEO

Send us a message

Updated Regularly

Latest Scams

Scammers move fast. We track the newest tactics, emerging fraud patterns, and active schemes targeting people right now — so you know what to watch for before it reaches your door.

Think you've spotted a new scam?
Call or text us at 1-800-504-5451 — we track emerging threats in real time and can verify what you've encountered.
High Alert

Active scams to watch for right now

Active AI Voice / Phone
AI Grandchild Emergency Scam
Scammers use AI voice cloning to impersonate a grandchild in crisis — car accident, arrest, hospital — and beg for immediate wire transfers or gift cards. The voice sounds eerily real. Always hang up and call the family member directly on a number you already have.
Active Crypto / Investment
Pig Butchering (Romance + Crypto)
A "romantic interest" met online slowly builds trust over weeks or months, then introduces a crypto investment opportunity with fake returns. Victims pour in life savings before the account disappears. No legitimate investment comes through a social media connection.
Active Government Impersonation
Social Security "Suspended" Calls
Callers claim your Social Security number has been "suspended" due to suspicious activity and demand immediate payment to restore it — often via gift cards or wire transfer. The SSA will never call you unsolicited and demand payment.
Active Employment
Fake Job Offer / Check Overpayment
A "hiring manager" sends a check to buy equipment for remote work. You deposit it, send money back — and the check bounces days later, leaving you liable for the full amount. Legitimate employers never send checks before your first day.
Active Phishing / Text
USPS / FedEx Package Delivery Texts
A text claims your package couldn't be delivered and asks you to click a link and pay a small "redelivery fee." The link steals your credit card and personal information. Go directly to the carrier's official website — never click links in unsolicited texts.
Active Tech Support
Microsoft / Apple Pop-Up Lockouts
A full-screen browser pop-up claims your computer is infected and urges you to call a toll-free number immediately. The "technician" requests remote access and payment to "fix" a problem that doesn't exist. Close the browser. Microsoft and Apple never contact you this way.
The golden rule

No matter what the scam looks like — the red flags are always the same.

01
Urgency & Panic
You must act NOW or something terrible happens. Slow down — that pressure is the weapon.
02
Unusual Payment
Gift cards, wire transfers, crypto, Venmo. No legitimate organization collects payment this way.
03
Secrecy
"Don't tell anyone about this." If someone says that, walk away — that instruction exists to isolate you.
04
Too Good to Be True
Guaranteed returns, unexpected prizes, dream jobs. If it sounds too perfect, someone's selling a lie.
Not sure if something is a scam?
Call or text us before you act. That one step could save you everything.
Armor Up — Join Today 1-800-504-5451
Verified & Vetted

Trusted Resources

We've compiled a list of legitimate government agencies, reporting bodies, and support organizations. If you've been targeted — or want to stay ahead of fraud — these are the real ones.

Report Fraud

Where to report a scam

FTC — ReportFraud.ftc.gov
The Federal Trade Commission's official fraud reporting portal. Report scams, identity theft, and unwanted calls.
Visit site →
FBI — IC3.gov
The FBI's Internet Crime Complaint Center. Report online fraud, wire fraud, and cybercrime directly to federal law enforcement.
Visit site →
SSA — Office of Inspector General
Report Social Security impersonation scams and benefit fraud directly to the SSA's Inspector General.
Visit site →
State Attorney General Offices
Every state has a consumer protection office. Find yours to report local scams and file complaints against fraudulent businesses.
Visit site →
SEC — Tips, Complaints & Referrals
Report investment fraud, Ponzi schemes, and securities violations to the U.S. Securities and Exchange Commission.
Visit site →
CFPB — Consumer Financial Protection Bureau
Report financial scams, predatory lending, and bank/credit card fraud to the CFPB.
Visit site →
Stay Informed

Scam awareness & education

FTC Consumer Information
Plain-language guides on the latest scams, how they work, and how to avoid them. Updated regularly by the FTC.
Visit site →
AARP Fraud Resource Center
Comprehensive fraud guides, scam alerts, and a free helpline. Especially valuable for seniors and their families.
Visit site →
National Cybersecurity Alliance
Practical tips on staying safe online, protecting your accounts, and avoiding phishing and malware attacks.
Visit site →
Already targeted?

You don't have to navigate this alone.

If you or someone you know has been scammed, call or text us directly. We'll walk you through exactly what to do next — calmly, clearly, and without judgment.

1-800-504-5451
This number accepts texts — we respond quickly
Fraud? Not Today.
Ready to put 123Verifi.com in your corner? Join today and get 24/7 U.S.-based protection.
Armor Up — Join Today 1-800-504-5451